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Irina Hollander & Associates Pty Ltd Chartered Accounts

Northern Beaches Self Managed Superannuation

Northern Beaches Superannuation Hub Pty Ltd (Limited AFSL No: 482404) is a Northern Beaches Self Managed Superannuation specialist advisory firm.

Irina Hollander, CA SMSF Specialist, offers a free 1 hour consultation to discuss how we can help you understand whether you should manage your own super and, if so, how you can benefit from managing your own super now and in the future.

Northern Beaches Superannuation Hub Pty Ltd is a member of an external complaints service, Financial Ombudsman Service (FOS).
We want you to know that if you ever have a complaint, please contact Irina Hollander at irina@northernbeachessuperannuation.com.au and discuss your complaint.
Irina will try and resolve your complaint quickly and fairly.

If an issue has not been resolved to your satisfaction, you can lodge a dispute with the Financial Ombudsman Service (FOS) Australia. FOS provides fair and independent financial services dispute resolution free to consumers.

Website: www.fos.org.au
Telephone: 1800 367 287 (free call)
In writing to: Financial Ombudsman Service, GPO Box 3, Melbourne, VIC 3001

Why Self-Managed Super is Better?

Posted by on 7 May, 2015 in Blog, Superannuation | Comments Off on Why Self-Managed Super is Better?

There are plenty of advantages of managing your own super in general. This would explain the exponential increase in the numbers the SMSFs have experienced since 1994. (According to the Australian Prudential Regulation Authority and ATO statistics to March 31, 2014, there are 528,700 SMSFs with $558 billion in assets). Below are the main 5 advantages: 1) SMSFs are multi-generational and last forever, so passing of retirement wealth and estate assets from generation to generation is possible. 2) Better super changes in 2007 have brought in the...

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Limited Recourse Borrowing Arrangement – can we?

Posted by on 18 Jul, 2014 in Blog, Superannuation | Comments Off on Limited Recourse Borrowing Arrangement – can we?

Since the borrowing restrictions have been lifted back in 2007 and further fine-tuned in 2010, SMSFs are able to borrow to acquire investments. LRBA is the arrangement that enables an SMSF to acquire an investment using a borrowing. There are two (2) types of LRBA that an investor should be aware of: 1) LRBA (bank borrowing) and 2) LRBA (related party borrowing), the one the banks won’t tell you about. Both types of LRBA have their moments and place. Depending on a number of variables specific to your circumstances you will end up...

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Business owners, self-managed super is for you!

Posted by on 26 May, 2014 in Blog, Superannuation | Comments Off on Business owners, self-managed super is for you!

Business owners often think that running their own self-managed superannuation fund (“SMSF”) is just “another thing to do”.  Not so. An SMSF should be seen as a wealth building vehicle instead. Below are just some of the benefits of having your own SMSF if you are a business owner: 1) Stamp duty and deposit money for your new business premises do not need to be borrowed. They can be paid from your superannuation savings; 2) an SMSF offers superior assets protection from creditors and in case of a litigation; 3)...

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Joining your parents SMSF (“Self-managed superannuation fund”) is it a good idea?

Posted by on 10 Apr, 2014 in Blog, Superannuation | Comments Off on Joining your parents SMSF (“Self-managed superannuation fund”) is it a good idea?

I am being asked this question quite often. It could be a seemingly attractive thought to join an existing fund and as a consequence not to have to spend on its formation. The  answer to this popular question is: “It depends on your and your parents’ circumstances and the other reasons behind this decision”. Example 1. You are a small business owner in your 30s in need of business premises. In fact, not having the premises to operate your business from significantly hinders growth of your business. Your own superannuation...

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